certificates of deposit in foreign currencies

since the election, i have heard some rumbling about wanting to invest outside of the united states. i’ve mentioned one way to do so before, but here it is again:

everbank offers fdic-insured certificates of deposit and deposit accounts in foreign currencies. (the cds have a $10,000 minimum, deposit accounts have a $2,500 minimum.)

the yields on all of their us-dollar denominated stuff is good, too. i should be more disciplined in taking advantage of that by putting more into certificates of deposit.

their online banking is pretty cool, too. it can tap into other sites to suck out your financial info. you have to provide it the username and password for those other sites, but it seems reasonable to trust an organization with mere passwords when you’re already trusting them with your money. but if i weren’t getting kickbacks from my amazon card and cheaper trades at ameritrade, i’d be using everbank for everything.

their site unfortunately shuffles you off to a useless landing page when using safari or firefox on the mac, unless you use the magic link above. i’ve complained to them about it before, but it didn’t have much of an impact.