time to check the credit report
them: i'm calling about your account at walmart that has been $56 overdue for two months.
me: i don't have an account with walmart.
them: just a minute.
(a minute passes.)
them: is your name james winstead the junior?
me: yes.
them: is your address p.o. box 12345, burbank, ca?
me: no.
them: okay, thank you.
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THE junior??? WHAT???